meem Personal Finance just got easier with Personal Finance available with no salary transfer required!


Shariah Compliant

100% digital product

e-Promissory and e-Signature validation available

Financing up to SAR 500,000

Automated and quick process to ensure fast disbursement of finance

Competitive profit rates

APR starting from 6.74%

Flexible repayment period up to 60 months

Asset 1 Asset 3

Customer Eligibility and Conditions:


Personal Finance – No Salary Transfer (PF)



Salary Credited in meem by GIB


OnePack a/c held


Minimum age at commencement (Years-G)


Maximum Age at maturity (Years-G)


Minimum salary (SAR)

SAR 10,000 (15,000 for military sector)

Minimum current employment period

12 Months

Minimum Finance Amount (SAR)


Maximum Finance Amount (SAR)


Maximum tenor for loans (months)

60 Months


Yes, all meem products are 100% Shariah compliant. For more information call 8001166336

No, our aim is to make your life easier. With meem, you can apply and receive your finance digitally through our app

We offer 24-hour disbursement if all customer documentation is submitted and complete.

Starting profit rates and annual profit rate (APR), may differ if you opt for Personal Finance with no salary transfer. Please call us on 8001166336 for more information.
N.B. Final offers for any Personal Finance of any kind is dependent on assessment of customer’s application and subject to the Bank’s assessment criteria

Currently, our annual profit rate (APR) starts from 6.74% please refer to our table of charges for further information or call 8001166336!

Minimum salary for non-military sector employees is SAR 10,000 and SAR 15,000 for customers employed in the military sector.

meem Personal Finance with no salary transfer is available to Saudi nationals only at this time.