Credit Card

More than just a Credit Card, the meem Platinum Credit Card is for those who value reliability.

With no hidden fees, our Shariah Compliant Credit Card offers you the luxury of

knowing your commitment upfront, without any surprises.

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For New Customers

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For Existing Customers

Features

meem As'hal Program

Convert your purchases into 0% installments

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Near Field Communication (NFC)

Fast point of sale Transactions

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Ajeeb Rewards Program

Credit card
reward program

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Up to 30% cash withdrawal from total available balance

Switch on ``Safe-mode`` on your card when it’s not needed

Our Credit Card is Shariah Compliant

One of the lowest FX rates in the Kingdom, our 1.3% conversion rate makes it one of the best companions for travel

Airport lounge access to over 25 lounges globally

Customer eligibility and conditions:

Product

Credit Card

Nationality

Saudi

Expatriates **

Fulfillment

STP : If the customer provided GOSI certificate

One A/c Held

Yes

Yes

Minimum Age at Commencement (Years-G)

18

18

Maximum Age at Maturity (Years-G)

Retirement Age s.t. max 65

Retirement Age s.t. max 65

Minimum Salary (SAR)

SAR 5000

A&B: 5000
C:7000

Whitelist Employer *

Yes

Yes

Minimum Period in Employment (Govt Sector)

1 Month

Minimum Period in Employment (Pvt Sector)

1 year

2 years

Minimum Existing SIMAH History

12 months only for class C

Minimum Credit Limit (SAR)

 SAR 5000

10,000

 

10,000

10,000

Maximum Credit Limit (SAR)

start from 1 salary to 4 salary maximum

Debt Burden Ratio (DBR)

- Employed ( Saudis / Expats)

33.33%

33.33%

-Retired

25.00%

No

Illustration:

APR Credit Card Purchase RateMinimum repayment Amount Months until Balance Repaid
24%2%5%189 months

The above illustration is based on an outstanding value of SAR 1,000/-

The above table is for illustration example, and the annual percentage rate may vary according to the amount, maturity period and credit score for each customer.

If the minimum amount is paid monthly, it will take approximately 189 months to pay off the full amount subject to compound interest / and added profits every month.

Price or calculation is subject to change depending on the influencing factors such as consumer’s credit records

Apply Now

For New Customers

Apply Now

For Existing Customers