Credit Card

More than just a Credit Card, the meem Platinum Credit Card is for those who value reliability.

With no hidden fees, our Shariah Compliant Credit Card offers you the luxury of

knowing your commitment upfront, without any surprises.

Open your account

For New Customers

Apply Now

For Existing Customers

Features

meem As'hal Program

Convert your purchases into 0% installments

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Near Field Communication (NFC)

Fast point of sale Transactions

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Up to 30% cash withdrawal from total available balance

Up to %3 cash back

Switch on ``Safe-mode`` on your card when it’s not needed

Our Credit Card is Shariah Compliant

Lowest FX Rate in the Kingdom, our 1.3% conversion rate makes it the best companion for travel

Airport lounge access to over 25 lounges globally

Asset 1 Asset 3

Customer eligibility and conditions:

Product

Credit Card

Nationality

Saudi

Expatriates **

Fulfillment

STP : If the customer provided GOSI certificate

One A/c Held

Yes

Yes

Minimum Age at Commencement (Years-G)

18

18

Maximum Age at Maturity (Years-G)

Retirement Age s.t. max 65

Retirement Age s.t. max 65

Minimum Salary (SAR)

SAR 5000

A&B: 5000
C:7000

Whitelist Employer *

Yes

Yes

Minimum Period in Employment (Govt Sector)

1 Month

Minimum Period in Employment (Pvt Sector)

1 year

2 years

Minimum Existing SIMAH History

12 months only for class C

Minimum Credit Limit (SAR)

 SAR 5000

10,000

 

10,000

10,000

Maximum Credit Limit (SAR)

start from 1 salary to 4 salary maximum

Debt Burden Ratio (DBR)

- Employed ( Saudis / Expats)

33.33%

33.33%

-Retired

25.00%

No

Illustration:

APR Credit Card Purchase RateMinimum repayment Amount Months until Balance Repaid
24%2%5%60 months
Open your account

For New Customers

Apply Now

For Existing Customers