

More than just a Credit Card, the meem Platinum Credit Card is for those who value reliability.
With no hidden fees, our Shariah Compliant Credit Card offers you the luxury of
knowing your commitment upfront, without any surprises.
Features


meem As'hal Program
Convert your purchases into 0% installments


Near Field Communication (NFC)
Fast point of sale Transactions


Ajeeb Rewards Program
Credit cardreward program


Up to 30% cash withdrawal from total available balance


Switch on ``Safe-mode`` on your card when it’s not needed


Our Credit Card is Shariah Compliant


PCI DSS compliant


One of the lowest FX rates in the Kingdom, our 1.3% conversion rate makes it one of the best companions for travel


Airport lounge access to over 25 lounges globally
Customer eligibility and conditions:
Product | Credit Card | ||||
Nationality | Saudi | Expatriates ** | |||
Fulfillment | STP : If the customer provided GOSI certificate | ||||
One A/c Held | Yes | Yes | |||
Minimum Age at Commencement (Years-G) | 18 | 18 | |||
Maximum Age at Maturity (Years-G) | Retirement Age s.t. max 65 | Retirement Age s.t. max 65 | |||
Minimum Salary (SAR) | SAR 5000 | A&B: 5000 | |||
Whitelist Employer * | Yes | Yes | |||
Minimum Period in Employment (Govt Sector) | 1 Month | ||||
Minimum Period in Employment (Pvt Sector) | 1 year | 2 years | |||
Minimum Existing SIMAH History | 12 months only for class C | ||||
Minimum Credit Limit (SAR) | SAR 5000 | 10,000 |
| 10,000 | 10,000 |
Maximum Credit Limit (SAR) | start from 1 salary to 4 salary maximum | ||||
Debt Burden Ratio (DBR) | |||||
- Employed ( Saudis / Expats) | 33.33% | 33.33% | |||
-Retired | 25.00% | No |
Illustration:
APR | Credit Card Purchase Rate | Minimum repayment Amount | Months until Balance Repaid |
24% | 2% | 5% | 189 months |
The above illustration is based on an outstanding value of SAR 1,000/-
The above table is for illustration example, and the annual percentage rate may vary according to the amount, maturity period and credit score for each customer.
If the minimum amount is paid monthly, it will take approximately 189 months to pay off the full amount subject to compound interest / and added profits every month.
Price or calculation is subject to change depending on the influencing factors such as consumer’s credit records