Credit Card

More than just a Credit Card, the meem Platinum Credit Card is for those who value reliability

With no hidden fees, our Shariah Compliant Credit Card offers you the luxury of

knowing your commitment upfront, without any surprises

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For New Customers

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For Existing Customers


meem As'hal Program

Convert your purchases into installments from 0%

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Near Field Communication (NFC)

Fast point of sale Transactions

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ajeeb Rewards Program

Credit Card Reward Program

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Up to 30% Cash Withdrawal from total available balance

Switch on ``Safe-Mode`` on your card when it’s not needed

Our Credit Card is Shariah Compliant

PCI DSS compliant

We offer competitive FX rates making meem Credit Card a perfect companion for travel

Airport lounge access to over 25 lounges globally

Customer Eligibility and Conditions:


Credit Card





STP: If the customer has provided a GOSI certificate

OnePack a/c held


Minimum age at commencement (Years-G)


Maximum age at maturity (Years-G)

Employed: Retirement age
Retired: 70

Minimum salary (SAR)

Government & semi-government: 2,500
Employer A & B & C: 2,500
Employer D: 3,500
Retired: 1,900

Government & semi-government: 4,000
Employer A & B & C: 4,000

Minimum current employment period

1 Month

3 Months

Minimum existing SIMAH history

No requirement for minimum credit history for any borrower

Minimum credit limit (SAR)


GDBR (as per SAMA Responsible Lending Principles)

*subject to confirmation of the applicant completing their probation period if their current employment period is less than 6 months

Schedule of Fees & Charges:

Credit Card Charges
Annual fee primary card SAR 402.5**
Annual fee supplementary card SAR 57.50
Late payment fees SAR 115
Credit card re-issue SAR 34.50
Cash advance fees:
For cash advance up to SAR 5,000 SAR 86.25
For cash advance greater than SR 5,000 3.15% of the transaction amount and subject of a maximum of SAR 315
Credit card dispute fee (if wrong dispute) SAR 57.0
Account of Balance enquiry on ATM Free
FX rate 2.5%
  • The fees and charges with asterisk (*) includes value added tax 15%
  • ** No annual fees for the first year, meem Credit Card remains free for life against a minimum spend of SAR 24,000 per annum (SAR 2000 monthly) from the date of the card’s issuance
  • If the minimum spends required are not met, annual fees for the subsequent year will be applied
  • meem Credit Card must be activated within 45 days of issuance
  • * Terms and conditions apply


Annual Percentage Rate (APR) Monthly Profit Rate Minimum repayment Amount  Months until Balance Repaid
33% 2.75% 5% 16 months
  • The above illustration is based on an outstanding value of SAR 1,000/-
  • The above table is for illustration example, and the annual percentage rate may vary according to the amount, maturity period and credit score for each customer.
  • If the minimum amount is paid monthly, it will take approximately 16 months to pay off the full amount subject to compound interest / and added profits every month.

Price or calculation is subject to change depending on the influencing factors such as consumer’s credit records

Apply Now

For New Customers

Apply Now

For Existing Customers