* Sum of total limit of your credit cards ** All installments
other than home finance
Notes: - Credit Card Annual
Percentage Rate (APR) is based on rough estimate. - If there is no
annual fee associated to your Credit Card the Annual Percentage Rate
(APR) will be furthered reduced. - Annual fee is inclusive of
VAT. - This calculation is subject to change depending on the
influencing factors such as consumer’s credit records.