About meem

‘meem’ is the Retail Banking arm of GIB, owned by the governments of the six GCC countries. The bank’s primary shareholder is the Public Investment Fund of Saudi Arabia, with a majority stake of 97.2%.

meem’s aim is to simplify the Retail Banking segment, providing its customers with a quick, dynamic and unique Retail Banking experience.

meem launched in the Kingdom of Saudi Arabia in January 2014, and began its operations in the Kingdom of Bahrain in March 2018.

Combining Digital and Traditional Banking (physical locations), Customers can open an account and on-board through multi-optional online channels, hence catering to the region’s increasingly sophisticated Retail Banking segment. meem offers convenience, freedom of choice and exceptional value for money.

Why meem?

• First Shariah Compliant to offer digital banking

• meem’s Smart on-boarding application gives you a seamless account opening experience with a minimum of manual inputs

• You can apply for, re-issue and block all your meem cards online

• Customer support is available 24 hours a-day, 7 days-a-week by phone, email and through our online community’s channels

• PCI DSS Compliant


To be the preferred financial services partner for personal banking customers across the GCC


To help clients thrive by outperforming their expectations

Products and Services:

Unique to the region, this simple product combines the features of both Current and Savings Account. Additional optional features are designed to meet the expectations of modern day customers.

• Smart Budgeting & Saving Tool

• Auto Coverage allows for funds to be covered from the Savings Account if the Current Account funds are insufficient

• Auto Sweep is an automated service in which when the Current Account balance

• Sadad Bill Payments

A low risk investment with the world’s first online Shariah Compliant Term Deposit.

• Flexible Tenors

• Partial liquidation of up to 30% of your deposit for free without incurring any penalties

meem was the first digital bank to offer a multi-currency card in the Kingdom of Saudi Arabia.

• Ability to link and delink up to 4 Foreign Currency Accounts

• Instant Issuance

• Low fees on ATM withdrawals

• Auto currency detection when using the card locally and internationally

• Variety of currencies GCC, GBP, Euro and USD

• Base currency feature

Whether you are into travelling or shopping, meem VISA Platinum Credit Card is the best digital and cost-effective companion for you, offering a wide range of unique rewards and services.

• Shariah Compliant

• meem As’hal program with monthly profit rate starting from 0% installment

• Near Field Communication (NFC) feature

• Low FX Fees

• Low Annual Fees

• Safety Mode

• 3D Security

• Access to VIP Airport Lounges

• Extended Warranty

• Purchase Protection

meem Personal Finance is created to be simple, transparent and suitable to our customer’s needs.

• Shariah Compliant

• Digital application form

• Financing amount up to 1,500,000 Saudi Riyal

• Financing period up to 60 months

• Competitive rates across all segments

• Buyout option

With meem, you can make owning your home a reality easily with our innovative Home Finance solution and easy application process to help you establish a stable and secure future for you and your loved ones.

• Shariah Compliant financing programs based on the principles of Murabaha

• Quick and easy application process

• Flexible installment plans to suit your needs

• Competitive profit margin rates

• Fully digital journey including E-title deed transfer

• Peace of mind with credit life cover in the event of death or permanent total disability (God forbid)

• Finance amount up to SAR 3 million

• Annual Percentage Rate (APR) is starting from *4.68%

• Admin fees of 1% or SAR 5,000, whichever is less

• Credit counselling services are provided throughout the application process, to help you assess product risks and make an informed and effective decision

• Property insurance to protect from accidental damage/destruction of property